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I'd like to open a personal account combien de temps prend le viagra avant d'agir The fall is down from 0.2pc from the previous best buys of around 1.7pc. A fall of a fifth of a percentage point may seem low, but it equates to a £50 decrease in monthly repayments – or £600 a year – on an interest-only basis. On a repayment loan the reduction would be £30 a month, assuming you borrowed £300,000, according to Anderson Harris, the broker.